The 4-Point + Wind Mitigation package combines the two insurance inspections Florida insurers ask for most often in a single visit: the 4-Point (roof, electrical, plumbing, HVAC) and the Wind Mitigation form OIR-B1-1802. It takes about 1 to 1.5 hours, costs less than booking them separately, and both reports are delivered within 24 to 48 hours.
At a glance
| Price | Free quote — depends on the size and age of the home |
|---|---|
| Inspection time | About 1–1.5 hours |
| Reports delivered | 4-Point report + signed OIR-B1-1802 form |
| Report delivery | 24–48 hours |
| Typical validity | 4-Point up to 12 months · Wind Mitigation up to 5 years |
| Languages | English and Spanish |
What is included
- Everything in the 4-Point inspection: roof, electrical, plumbing, and HVAC age and condition.
- Everything in the Wind Mitigation inspection: the seven OIR-B1-1802 categories, from roof-to-wall attachment to opening protection.
- Two separate reports, formatted the way insurers expect, so you can send each one where it is needed.
When to choose the combo
When you are buying an older home, switching insurers, or renewing a policy and the insurer asks for both forms. Doing both at once means one appointment, one visit to the attic, and a lower combined price.
Ready to schedule?
4-Point + Wind · Free quote — depends on the size and age of the home
Frequently asked questions
Why do insurers ask for both a 4-Point and a Wind Mitigation?
The 4-Point tells the insurer whether the home's major systems are insurable; the Wind Mitigation tells them which hurricane-resistance discounts apply. Many Florida insurers request both for older homes.
Is the combo cheaper than two separate inspections?
Yes. Because both are done in one visit, the combined price is lower than booking each inspection separately.
Do I get one report or two?
Two: a 4-Point report and a signed Wind Mitigation form, so you can send each document to your insurer as required.